Mortgage Advice Bureau is a leading mortgage network with over 1,200 advisers across the UK. They offer expert mortgage advice on a local, regional and national level, either face to face or over the phone. They are able to ensure that cutsomers have access to the latest deals available because of the volume of mortgages they arrange.
We spoke to Lydia Johnson, Mortgage and GI Adviser, who offered us an insight into her role and some tips on the housing market right now.
1) Have you ever sold property before?
No – I am a first-time buyer who is about to go through the purchasing process.
2) What is the local property market like where you are in Barnsley?
It’s thriving – there are lots of for sale and many sold signs!
3) How do you see the housing market being affected post-Brexit, if at all?
Locally, we’ve not seen any real impact as of yet, but you would expect to see some changes over the next twelve months. Whether they are positive or negative, nobody knows at this stage, but I think the market will level out in the end as it always has done.
4) Can you sum up what your job involves?
I am a mortgage broker providing an advice and recommendation service to a variety of clients in the industry. This includes anyone from first time buyers to home movers or those looking to remortgage, helping them get the best deal and the best product for their specific situation and needs.
5) How did you get into the mortgage side of the industry?
I have always had an interest in finance and made a career move just under a year ago to train and complete my qualifications to become a mortgage adviser. I have a finance and legal background from previous roles so the move made sense!
6) What is your key piece of advice for both sellers and buyers at the moment?
Get as much advice as you can from friends, family, brokers and your bank. Keep up to date with the market as much as you can and understand what the implications are for both buyers and sellers as they are so closely linked and everything is applicable if you’re getting ready to enter or move about in the property market.
7) What has changed in the last few years in your industry?
I haven’t been in the mortgage industry long enough to notice a change over the last few years, but I think there is definitely a shift in more people using brokers due to the wealth of knowledge they have and vast amount of deals we can look at . Overall, I think people are becoming more savvy in wanting to get the most cost-effective deal.
8) What is your proudest career moment to date and why?
Passing my CeMap exams. - it was a lot of hard work and studying, which I accomplished alongside starting a new full-time job. It’s safe to say that it was a busy time for me!
If you have a property to sell in order to buy an onward property or to fund a new venture then get in touch today. We're cash house buyers and all legal fees are included.