How To Stop House Repossessions
The thought of your home being repossessed can be really scary, but all is not lost. You still have options.
We explain the process below and have pulled together some suggestions so you can make the right choices for your individual situation.
House repossession is a last resort. If you let your mortgage lender know you’re struggling as soon as possible they should be able to assist you in putting steps in place to get you back on track. Communication is key when it comes to keeping your home. Don’t ignore your lender. They will help you as long as they know the facts. Trying to pretend that your financial situation isn’t as bad as it is could result in legal action and you might lose your home.
If you’re struggling to make your mortgage payments there are a few things you can do to avoid repossession:
Only seek legal advice from a professional. Although we are able to point you in the right direction, we would suggest that you do your research first in order to make the best decision for you.
You can get free advice from these services:
We’re property buying experts. We help people in a variety of situations to get a fair cash sum for their property. Even if you are facing repossession, as long as you have equity in your property then we could be an option for you. We’ll enable you to re-pay your mortgage arrears and whatever money is left can help you to start afresh elsewhere.
We are as transparent as we can be from the start, we're clear in the fact that we are unable to offer you full market value. We offer a fast buying service that means we can purchase your property in as little as 7 days, with no estate agent fees, no mortgage involved, and no council tax or utility bills over the months you would typically be waiting to sell. As a rule of thumb we typically offer around 80% of the market value of your home, but this depends as sometimes it can be more or less, it depends upon the condition of your property and its location. There's no obligation, so if you fill in an offer request by clicking a green 'get an offer' button we'll be able to provide you with an offer on your property.
We understand that selling your home is a big deal, and you need to ensure that whoever you are selling it to is trustworthy. You may feel at ease to know that we are part of The Property Ombudsman (TPO) and the National Association of Property Buyers (NAPB) which ensures that we operate to the highest standards and all home owners are treated fairly. We are dedicated to providing a quality and professional service throughout our whole process, but you don't have to just take our word for it. Read our reviews on TrustPilot and Reviews.co.uk.
How much can you get?
Complete a few details to see if your property qualifies and get a cash offer
5 simple steps to having your property sold!
Our quick (but thorough) 5 step sale process means we can buy your house fast and at a great price
Check to see if your property is eligible check now
Receive an offerfrom us within 24 hours
We’ll visit your property & formalise our offer
We’ll instruct solicitors and pay all fees
Exchange contracts & complete as usual
Rated as Excellent - aww thanks guys!
Independent reviews of our service from reviews.co.uk
Patrick was the perfect gent. Professional, knowledgeable and speedy service. I.d recommend this company for a fast sale.
Charlotte Melia was so helpful on the telephone in discussing the useful services provided by the Property Buying Company. No hard sell, just professional advice discussed in an open and friendly manner to (in my case) someone with little knowledge of options to gat a fast sale guaranteed. I'd definitely recommend speaking to this team, and I would do so again in future if I had this need for speed again. Many thanks Charlotte!
The service was easy to use but they couldn't get to the figures we required. Fast and responsive with no pushy sales
Came back to me in a timely manner with a price
Abbie wills was absolutely amazing! Throughout a journey of ups and downs she has been the one to be chasing both sides of solicitors making sure we had a quick sale. Customer service Abbie has provided has been absolutely outstanding. Would recommend highly.
Why sell your house to us?
We’re one of the leading buyers of residential/commercial property and land in England and Wales. We buy using our own cash facility meaning we can offer the best prices in our industry and complete the sale quicker than anyone else.
|Your options||Average sale length||Typical cost to you|
|The Property Buying Company||2-3 weeks||£0.00|
|Other House Buying Companies||2-10 weeks||£1000|
|Property Auction||6-10 weeks||£2500-£5000|
|Online Estate Agents||16-52 weeks||£1000(upfront)-£5000|
|Estate Agents||16-52 weeks||£5000|
Unlike most of the other options available to you, we are not a broker or middle man, meaning you skip the fees and get a sale quickly and easily.
The Property Buying Company is registered with the Property Ombudsman and is a member of the National Association of Property Buyers
Properties bought by us for cash in
the last 2 years
Of our own money spent buying
property for cash
Average time taken from initial offer
We'll beat any genuine cash offer!
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